PayAttitude Digital: How it Works for Transactions on Phone and ATM

PayAttitude is a Payment Scheme with innovative technologies for payments and financial transactions with a focus on mobile and digital payments. It is owned by a consortium of leading Nigerian banks.

PayAttitude was incorporated and granted a license in 2013 by the Central Bank of Nigeria (CBN) to operate as a payment scheme. It obtains a patent for a first-in-kind technology, ‘Push-to-Receive”. Leveraging ML (Machine Learning) and AI (Artificial Intelligence).

PayAttitude is a single mobile app that welcomes you to a world of the convenience of linking multiple accounts in different banks for remote/distant transactions. The app grants you 24/7 access to a wide variety of transaction types directly from your mobile phone wherever you are.

PayAttitude Digital: How it Works for Transactions on Phone and ATM

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What is PayAttitude?

PayAttitude is a payment solution that guarantees every customer a 100% successful transaction with or without network. It enables the customer to use a phone number for payment on the Pos, WEB and cash withdrawals at ATM.

Who owns PayAttitude?

PayAttitude is owned by a consortium of leading Nigerian banks. PayAttitude Global was incorporated and granted a license in 2013 by the Central Bank of Nigeria (CBN) to operate as a payment scheme.

Who can use PayAttitute?

PayAttitude Digital: How it Works for Transactions on Phone and ATM

Anyone with any type of mobile phone, whether smartphone or non-smartphone can also use Pay Attitude Digital. These include;

  • Individuals
  • Corporations
  • Religious and faith-based institutions
  • Schools
  • Membership associations
  • Clubs and other groups.

Value-Added Services You Can DO on PayAttitude Digital

  • Payment of bills
  • Collection of bills
  • Receive payments
  • Transfers
  • Airtime top-up
  • Scheduling of payment for future dates.
  • Collection services, among others.

What Type of Payment Can Be Done on PayAttitude Digital?

 It can be used also for different payments including;

  • C2B (Consumer-to-Business)
  • P2P (Peer-to-Peer)
  • G2P (Government-to-People)
  • Collections by membership associations or organizations such as clubs, worship organizations.

How to you Withdraw on ATM with PayAttitude?

  • First Step – Click on the enter button on the ATM machine.
  • Next Step – Select PayAttitude.
  • Final Step – Enter phone no registered with the bank and enter the amount.

Notification is sent to holder’s phone number. Cash is dispensed (if holder approves transaction)

What Bank Can Be Linked on PayAttitude Digital?

PayAttitude Digital is the first and only multi-bank USSD and app for point of sale (POS), automated teller machine (ATM), Web and person-to-person transactions using just a phone number. At the moment, Pay Attitude Digital can be linked to accounts in a number of Nigerian banks. They are;

  • Access Bank
  • Access (Diamond) Bank
  • Fidelity Bank
  • First Bank
  • Heritage Bank
  • Polaris Bank
  • Sterling Bank
  • UBA

A number of other banks are gearing up to hop on board the Pay Attitude train.

Channel You Can Perform Transaction With PayAtitude?

PayAttitude owns the patent for the innovative technology and Process that enables phone number to be used for different transactions available across all channels.

  • ATM
  • POS
  • WEB.

These transactions are approved or authorized from ONLY the personal devices of the holder/customer of the PayAttitude bank/partner.

What are the benefits of the PayAttitude Digital?

Anybody can enrol for the service from the comfort of their homes or offices without having to go to a bank branch. Users can also control their personal identification numbers (PIN), as the PIN is entered on a personal device rather than a third-party channel like the POS or ATM.

The app also sort of turns one’s phone into a payment remote control system, as one can make a request for payments as well as make safe third-party payments and withdrawals with just the phone number.

Businesses that cannot afford to incur additional costs of POS have the opportunity to use their mobile phones as POS with the Pay Attitude Digital app installed on their devices.

How to create/link your account to PayAttitude Digital?

PayAttitude Digital: How it Works for Transactions on Phone and ATM

Accounts can be linked or created by simply dialling *569# (USSD) or downloading “PayAttitude App”.

Subscribers can conveniently and securely carry out transactions by themselves or through family, friends, and staff by simply entering the subscriber’s telephone number at POS, ATM, Web or Mobile device. The subscriber is then located and requested to authorize transactions by entering their 6-digit PIN on their personal devices.

Download the PayAttitude App for Android users here.

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Do you have other enquiries? Contact information below

  • Address: 3, Idowu Taylor Street, Victoria Island, Lagos.
  • Phone: +234 (1) 2703023
  • E-Mail: [email protected]

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